Modelo de tratamiento de datos RGPDElaboration of statistics and actuarial studies

Por: Deleted user

PrivateInsurance

This processing model is related to the elaboration of statistics and actuarial studies in the insurance sector

Finalidades (1)

La finalidad de un tratamiento es el objetivo principal del uso de los datos personales. Estos datos deben ser recopilados para un propósito bien determinado y legítimo y no deben ser tratados posteriormente de manera incompatible con este objetivo inicial.

Statistical and actuarial studies

All contracts are underwritten in accordance with an underwriting policy defined by the administrative and management bodies of each insurance company. These rules are laid down by the Solvency 2 Directive of November 25, 2009 and its delegated regulation of October 10, 2014. In particular, these prudential obligations are set out in Articles 48 (actua- rial function), 77, 84 and 12119. For example, Article 84 stipulates that, at the request of the supervisory authorities, insurance and reinsurance undertakings shall demonstrate the appropriateness of the level of their technical provisions, as well as the applicability and relevance of the methods they apply and the adequacy of the underlying statistical data they use.Statistical and actuarial studies must be carried out to comply with these prudential obligations in order to justify that the contractual commitments of insurers' bodies are compatible with their solvency.

Intereses legítimos del responsable o de un tercero - art.6.1 f)

Datos (3)

El artículo 30 del RGPD exige el registro de las categorías de datos tratados. Se trata aquí de definir las categorías de datos tratados. Estas pueden ser consideradas comunes o sensibles.

Data relating to working life

Detalles de los datos

Revenuesopcional

Name or company nameopcional

Company registration numberopcional

Name of employeropcional

Professionopcional

Field of activityopcional

Socioprofessional categoryopcional

Reglas de conservación

Customer Relationship Management Data

Detalles de los datos

Product/contract/service dataopcional

Emailopcional

Periodicityopcional

Financial amountsopcional

Reglas de conservación

Base activa:

For the duration of the contractual relationship

Archivado intermedio:

Up to 6 years after last contact

Aligned with UK statutory limitation periods for contract/tort claims.

Orden final

Economic, asset and financial data

Detalles de los datos

Balances and credit taken out (amount and duration, name of lending institution) in the case of order financing by creditrequerido

Financial assetsrequerido

Outstandings and indebtednessrequerido

Proof of economic activity, resources or assetsrequerido

Origin, valuation and composition of the assets and funds involvedrequerido

Data relating to working liferequerido

Marital status

requerido

Incomerequerido

Employment datarequerido

Reglas de conservación

Base activa:

For underwriting and contract performance.

Archivado intermedio:

Up to 6 years after last contact.

Orden final

Personas afectadas (1)

Una persona interesada es toda persona cuyos datos son recopilados, retenidos o tratados por el tratamiento de datos en cuestión. Ej: En el marco de un tratamiento de gestión de reclutamiento, cualquier candidato para el puesto en cuestión constituye una persona interesada.