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GDPR Data processing modelSubrogated Claims Recovery in the Insurance Sector

PrivateInsurance
Processing of personal data by an insurer exercising rights of subrogation against third parties following indemnification of policyholders.

Purposes (2)

A purpose is the objective pursued by the setting up of your file. It indicates what the processing of personal data will be used for, its purpose. This purpose must be clear and understandable

1
Exercise of remedies through insurer subrogation
Contract
Legal basis (UK GDPR, Art. 6): performance of a contract
2
Exercise of remedies through insurer subrogation
Legitimate interest
Legitimate interests (Art. 6(1)(f)) – pursuing recovery from responsible third parties, proportionate and expected within the insurance sector. ICO reference: Lawful basis for processing

Data categories (2)

Personal data is any information relating to an identified or identifiable natural person. A natural person can be identified either directly (eg surname and first name) or indirectly (eg phone number, social security number, email or postal address, but also voice or image)

Identification data of insured/claimant

Data details


Emailrequired
Telephone numberrequired
Postal Addressrequired
First namerequired
Last name

Definition

false

required

Data conservation rules

Active base:

Active database: Duration of the contract.

Intermediate archiving:

Up to 6 years after last contact, in line with UK Limitation Act 1980 (standard limitation for contract/tort).

Aligns with UK limitation periods for contractual and tort claims. consistent with UK limitation rules.

Destruction

Contract and customer identifiers

Data details


Insured's identification numberoptional
Contract identification numberoptional
Customer identification numberoptional

Data conservation rules

Data subject (1)

A data subject is any person whose data is collected, retained or processed by the data processing. e.g. In a recruitement process, any candidate for a position proposed in recruitement management process

  • Customers

Created at:07/08/2023

Updated on:08/02/2025

License: © Creative commons :
Attribution / Pas d'utilisation commerciale
CC-BY-NC AttributionPas d'utilisation commerciale

Nb using:4


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